Welcome to the website of Calvary Chapel Old Towne ("CCOT," "we," "our," or "us"). By accessing or using www.calvaryot.com (the "Website"), you agree to be bound by these Terms of Use. If you do not agree with these Terms, please do not use this Website.

1. Purpose of This Website

This Website is provided to share information about Calvary Chapel Old Towne, including worship services, ministries, events, biblical teaching, online giving, and other resources intended to encourage and serve our church family and community.

2. Acceptance of These Terms

By accessing or using this Website, you acknowledge that you have read, understood, and agree to these Terms of Use, as well as our Privacy Policy.

3. Permitted Use

You may use this Website for lawful, personal, and non-commercial purposes.

You agree not to:

• Use the Website in violation of any applicable law.
• Attempt to gain unauthorized access to any part of the Website or its systems.
• Introduce viruses, malware, or other harmful code.
• Interfere with the operation or security of the Website.
• Use automated tools or software to scrape, copy, or harvest information from the Website without our written permission.
• Misrepresent your identity or affiliation with Calvary Chapel Old Towne.

4. Intellectual Property

Unless otherwise indicated, the content on this Website—including text, graphics, photographs, logos, sermons, videos, audio recordings, artwork, and other materials—is owned by or licensed to Calvary Chapel Old Towne and is protected by applicable copyright, trademark, and other intellectual property laws.

You may view, download, or print materials from this Website for your personal, devotional, educational, or non-commercial use, provided you do not modify the content or remove any copyright or attribution notices.

Any other use, including reproduction, distribution, publication, commercial use, or modification of Website content without prior written permission is prohibited, except as permitted by applicable law.

5. Sermons and Ministry Resources

Sermons, Bible studies, articles, videos, and other ministry resources are provided to encourage spiritual growth and biblical understanding.

You may share links to our content. However, you may not republish, sell, edit, or redistribute our content in a manner that suggests endorsement by Calvary Chapel Old Towne or that misrepresents its original context.

6. Donations

Online donations are processed through trusted third-party payment providers.

By making a donation, you represent that you are authorized to use the provided payment method.

Unless otherwise stated, charitable donations are generally considered voluntary and non-refundable. If you believe a donation was submitted in error, please contact us promptly, and we will review your request.

7. Event Registrations

Certain events, classes, or ministry activities may require registration.

You agree to provide accurate and complete information when registering for events. We reserve the right to modify, postpone, or cancel events as circumstances require.

8. Third-Party Websites and Services

This Website may contain links to third-party websites, applications, social media platforms, payment processors, or online services for your convenience.

Calvary Chapel Old Towne does not control or endorse the content, privacy practices, or availability of these third-party services and is not responsible for their actions or policies.

9. User Submissions

If you voluntarily submit information to us—including prayer requests, testimonies, comments, feedback, event registrations, or contact forms—you grant Calvary Chapel Old Towne permission to use that information for the purpose for which it was submitted.

We will handle personal information in accordance with our Privacy Policy.

You agree not to submit content that is unlawful, defamatory, threatening, abusive, obscene, fraudulent, or that infringes upon the rights of others.

10. Website Availability

We strive to keep the Website available and functioning properly. However, we do not guarantee uninterrupted access or that the Website will always be free from errors, interruptions, or technical issues.

We may modify, suspend, or discontinue portions of the Website at any time without prior notice.

11. Disclaimer

This Website and its content are provided on an "as is" and "as available" basis.

While we strive to provide accurate and current information, we make no warranties or representations regarding the completeness, accuracy, reliability, or availability of the Website or its content.

12. Limitation of Liability

To the fullest extent permitted by applicable law, Calvary Chapel Old Towne, its pastors, elders, employees, volunteers, ministry leaders, and representatives shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from or relating to your use of, or inability to use, this Website.

Nothing in these Terms limits liability where such limitation is prohibited by law.

13. Indemnification

You agree to indemnify and hold harmless Calvary Chapel Old Towne and its officers, employees, volunteers, and representatives from any claims, damages, liabilities, losses, or expenses arising from your violation of these Terms or your misuse of the Website.

14. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles.

Any legal proceeding relating to these Terms shall be brought in a court of competent jurisdiction located in California, unless otherwise required by applicable law.

15. Changes to These Terms

We may update these Terms of Use from time to time. Any changes will be posted on this page with an updated Effective Date. Your continued use of the Website after changes are posted constitutes your acceptance of the revised Terms.